The fine print, in plain language.

Last updated: April 1, 2026

Agreement to terms

By accessing or using the Pliable website (pliable.com), you agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use our website. Pliable is a professional liability insurance program administered by R.V. Nuccio & Associates Insurance Brokers (“RVNA”), a division of DOXA Programs, LLC.

Description of services

Pliable provides professional liability insurance (Errors & Omissions) along with additional built-in protections for professionals across a wide range of industries. Through our website, you can learn about our coverage, request quotes, and submit applications for insurance policies underwritten through Lloyd’s of London.

Use of the website

You agree to use this website only for lawful purposes and in accordance with these terms. You agree not to use the website in any way that violates applicable federal, state, or local laws; to attempt to gain unauthorized access to any part of the website or its related systems; to use the website to transmit any harmful, fraudulent, or deceptive material; or to interfere with or disrupt the website or the servers and networks connected to it.

Accuracy of information

You are responsible for ensuring that all information you provide through our website, including quote requests and insurance applications, is accurate, complete, and current. Providing inaccurate or incomplete information may affect your eligibility for coverage, the terms of your policy, or the validity of any claims.

Insurance information disclaimer

The content on this website is provided for general informational purposes only. It is not intended as, and does not constitute, insurance advice, a binding offer of coverage, or a guarantee of any specific policy terms, conditions, or pricing.

All insurance coverage is subject to the actual terms, conditions, limitations, and exclusions of the issued policy. Quotes provided through our website are estimates based on the information you provide and are not binding until a policy is issued. Final policy terms and pricing may differ from initial quotes based on underwriting review.

Coverage availability varies by state and is subject to regulatory requirements and underwriting approval. Not all products and services described on this website are available in all jurisdictions.

No professional advice

Nothing on this website should be construed as legal, financial, tax, or professional advice. The scenarios, examples, and descriptions of coverage on our website are illustrative and intended to help you understand the types of professional risks that may exist in various industries. They do not represent specific claim outcomes or guarantee that any particular situation would be addressed by a Pliable policy.

If you have questions about your specific coverage needs, our team at RVNA (the program administrator for Pliable) is here to help. Contact us.

Intellectual property

All content on this website, including text, graphics, logos, icons, images, and software, is the property of DOXA Programs, LLC or its licensors and is protected by United States and international copyright, trademark, and other intellectual property laws.

The Pliable name, logo, and all related marks are trademarks of DOXA Programs, LLC. You may not use, reproduce, modify, or distribute any of our trademarks without prior written permission.

You may view and print pages from the website for your own personal, non-commercial use, provided you do not modify the content and you retain all copyright and proprietary notices.

Third-party links

Our website may contain links to third-party websites that are not owned or controlled by us. We are not responsible for the content, privacy policies, or practices of any third-party websites. Linking to a third-party website does not imply endorsement of that site or its content.

Limitation of liability

To the fullest extent permitted by law, Pliable, R.V Nuccio & Associates Insurance Brokers (RVNA), DOXA Programs, LLC, and their officers, directors, employees, agents, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of, or inability to use, this website.

This includes but is not limited to damages for loss of profits, data, goodwill, or other intangible losses, even if we have been advised of the possibility of such damages.

Our total liability to you for all claims arising from the use of this website shall not exceed the amount you paid to us, if any, for access to or use of the website during the twelve months preceding the claim.

Disclaimer of warranties

This website is provided on an “as is” and “as available” basis without warranties of any kind, either express or implied. We disclaim all warranties, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

We do not warrant that the website will be uninterrupted, secure, or error-free, that any defects will be corrected, or that the website or the servers that make it available are free of viruses or other harmful components.

Indemnification

You agree to indemnify, defend, and hold harmless Pliable, RVNA, DOXA Programs, LLC, and their officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses, including reasonable attorneys’ fees, arising out of or in connection with your use of the website, your violation of these terms, or your violation of any rights of a third party.

Changes to these terms

We reserve the right to modify these Terms of Use at any time. Changes will be effective when posted on this page with an updated “Last Updated” date. Your continued use of the website after any changes constitutes your acceptance of the revised terms. We encourage you to review these terms periodically.

Governing law

These Terms of Use shall be governed by and construed in accordance with the laws of the State of California, without regard to its conflict of law provisions. Any legal action or proceeding arising under these terms shall be brought exclusively in the federal or state courts located in the State of California, and you consent to the personal jurisdiction of such courts.

Severability

If any provision of these Terms of Use is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary so that the remaining provisions shall remain in full force and effect.

Contact us

If you have questions about these Terms of Use, please contact us.

For licensing, regulatory, and compensation information, please visit Pliable Compliance.