30 Coverages. One Price.
Professional Liability (E&O)
Insurance for freelancers & consultants.
A direct program backed by Lloyd’s of London. Get E&O plus 29 business coverages: Cyber, D&O, EPLI and more. All at the price others charge for E&O alone.
REAL REVIEWS
From the team that runs Pliable.
Pliable is administered by R.V Nuccio Insurance Brokers (RVNA). Here’s what their customers say about the team you’ll work with.
“
Juan is the best insurance agent I’ve spoken with. Went above and beyond when everyone else was swerving me.
John R.
Google review • 5 months ago
“
I’ve used RVNA for my company’s film and video production insurance for years. Top-tier service from day one. Most recently I worked with Aileen: kind, helpful, quick to respond.
Linda A.
Google review • 6 months ago
“
I’ve worked with RV Nuccio (RVNA) for several years as a DJ. When I called in a panic needing a quick change, Cheryl kept me calm and got the job done. People like this are rare.
Elisabeth K.
Google review • 6 months ago
Reviews are verified Google reviews from R.V. Nuccio Insurance & Associates (RVNA) customer base. RVNA exclusively administers the Pliable program. Pliable launched in April 2026, but RVNA has been insuring freelancers and small businesses for over twenty-five years.
Why Pliable
A new kind of professional liability program.
Backed by Lloyd’s of London.
Available in the U.S. for the first time. All 50 states. A direct program, not a marketplace, from Lloyd’s of London, one of the world’s oldest insurance markets.
30 Protections. One Policy.
E&O plus 29 specialty coverages bundled: Cyber, EPLI, D&O, Media Personal Injury, and 25 more. At the price others charge for just E&O.
From Actors to Zookeepers.
12 profession categories. 10,000+ job titles eligible. Enter your title and see your quote. No email required. Get insured by tomorrow.
Quote & Buy in 10 Minutes.
One-page application. Next-day coverage. Certificate of Insurance available immediately.
One Price. Zero Hassle.
No hidden fees, no surprise charges. What you see is exactly what you pay.
Built for Solo & Small Businesses.
Purpose built for freelancers and small businesses. Scales as your team grows without switching carriers.
Find your profession
What do you do?
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Common Questions
Answers, before you ask.
Everything most freelancers want to know before they quote.
What is Pliable?
Professional liability insurance built for freelancers, consultants, and small businesses. E&O plus 29 specialty coverages in one policy, underwritten through Lloyd’s of London.
Who underwrites Pliable?
Lloyd’s of London — one of the world’s oldest insurance markets. Administered by R.V. Nuccio & Associates Insurance Brokers (RVNA), approved by Lloyd’s.
What’s included?
Professional Liability (E&O) up to $1M plus 29 specialty coverages: Cyber ($250K), D&O ($250K), Fiduciary ($250K), EPLI ($25K), Media Personal Injury ($100K), and more — 30 protections in one policy.
How much does it cost?
From $35/month for $1M annual coverage. About $49/mo at $100K revenue, $52/mo at $250K, $75/mo at $500K. Most carriers charge similar amounts for E&O alone. Pliable policy is billed annually.
What if I earn over $500K?
Same coverage, different path. Call 1-800-567-2685 for manual underwriting — takes a few days instead of minutes.
E&O vs. General Liability?
E&O is for financial loss from your professional work (missed deadlines, bad advice, bugs). General Liability is for bodily injury or property damage. Pliable specializes in E&O.
How fast can I be insured?
Quote in 60 seconds. Buy in 10 minutes. Covered by tomorrow. Certificate of insurance available immediately after payment.
Is Pliable in my state?
Yes. Pliable is available for purchase in all 50 states and Washington, D.C. (Other insurance providers often exclude Alaska, Hawaii, Louisiana, New York, and/or D.C.)
What if I have a claim?
Contact RVNA at 1-800-567-2685. The team coordinates with Lloyd’s underwriters and walks you through the claims process from start to finish.
Still have questions? Email or call 1-800-567-2685.
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Join thousands of freelancers who chose the smarter way to get covered.