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Educators & Instructors

You teach people to do things. That comes with risk.

Private tutors. Driving instructors. Corporate trainers. Music teachers. Whenever your expertise guides someone else’s decisions, outcomes, or skills — you carry professional liability.

Up to $1M

Professional liability

30

Built-in protections

$35

Starting per month

Search 576 educator, instructor & coach job titles or browse below

Important: Professional liability covers financial losses from your professional work — it does not cover bodily injury or property damage. Those require a separate general liability policy.
E&O vs. General Liability – What’s the difference?

Popular titles we cover

Private Tutor

Driving Instructor

Corporate Trainer

Music Teacher

ESL Instructor

Art Teacher

Swim Instructor

Cooking Instructor

SAT/ACT Prep Tutor

Dance Instructor

Flight Instructor

Language Tutor

Martial Arts Instructor

Life Skills Coach

Academic Coach

Computer Skills Instructor

Voice Coach

Scuba Instructor

Firearms Instructor

Ski Instructor

CPR/First Aid Trainer

Childbirth Educator

Dog Training Instructor

Homeschool Consultant

+ 552 more titles covered

Disclaimer:  Any scenarios, examples, or claim descriptions provided on this website are for general informational and illustrative purposes only. They are not intended to represent actual claims outcomes or to guarantee coverage.

Teaching is advice. Advice is liability.

When someone follows your instruction and something goes wrong, the finger points at you.

A student doesn’t get the result

You’re a private SAT tutor and your student’s score drops. The parents claim your methods were negligent and demand their $5,000 back plus damages. Your E&O policy covers the legal response and any settlement.

Your curriculum falls short

You’re a corporate trainer and your compliance program falls short. The client’s team fails an audit, and the company says your materials were outdated. They want the training fees back plus the cost of remediation.

Your course content causes harm

You sell an online course on investing. A student follows your framework, loses money, and claims your material was misleading. That’s a Copyright and E&O claim, the kind of risk this policy is designed to address.

Coverages that matter in the classroom

Every Pliable policy includes 30 protections. Here are the ones educators and instructors use most.

Up to $1M

Professional Liability

Addresses claims alleging your instruction, curriculum, or advice caused harm, financial loss, or failed to deliver promised results.

$25K

Third-Party Discrimination

Answers allegations of discriminatory treatment, critical for anyone teaching students of diverse backgrounds.

Included

Copyright & Trademark

Responds to claims of unintended infringement in your course materials, handouts, slides, and curricula.

$250K

Cyber Liability

Can cover claims resulting from a student data breach including information such as enrollment records, payment info, learning platform credentials, health information, and assessment results.

$10K

Image Restoration

Provides PR costs when a student complaint goes public, covers PR and crisis communications.

$250K

Directors & Officers

If you run a tutoring company, training center, or education nonprofit, management decisions carry personal risk.

You invest in your students. Invest in yourself.

One page. Three fields. Instant pricing. Next-day coverage backed by Lloyd’s of London.

Estimated Price
$35 / mo
Billed annually · coverage starts tomorrow
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L Underwritten by Lloyd’s of London