Professional Liability for the people communities rely on.
A billing error costs a practice thousands. A fundraising consultant’s projections fall short and an organization misses budget. A diversity trainer faces allegations that their program caused more harm than good. Health and community services professionals make recommendations that organizations and individuals rely on financially, and when those recommendations don’t hold up, the professional is the one who answers for it.
Up to $1M
Professional Liability
883
Job Titles Covered
1 day
To Coverage
883 TITLES COVERED
From the billing office to the boardroom to the community center
Medical Billing, Compliance & Health Information
Your documentation drives decisions. And dollars.
A medical biller’s coding error triggers a denied claim that costs a practice tens of thousands. A healthcare compliance consultant’s audit recommendations lead to regulatory penalties instead of savings. A file reviewer misses a discrepancy that derails a legal case. Billing, coding, and health information professionals handle data that directly affects financial outcomes, and when that data is wrong, the professional behind it is the first one called.
Medical Biller
Medical Coder
DNA Testing Consultant
Healthcare Compliance Consultant
Health Information Tech
Healthcare File Reviewer
Forensic DNA Consultant
Healthcare IT Consultant
Clinical Records Services
Patient Advocate
Document Imaging Services
Coding and billing errors — when your documentation or coding causes denied claims or financial loss for a provider, this is the type of claim E&O is designed to address.
HIPAA is non-negotiable — Pliable Professional Liability includes $25K in coverage for fines when patient health data is breached or mishandled.
Providers and health systems require E&O — contract billing, coding, and compliance professionals are increasingly required to carry their own professional liability.
Community & Social Services Consulting
You guide people through life’s hardest transitions.
A senior placement consultant recommends a facility that can’t deliver, and the family wants their deposits back. A grant writer’s application errors disqualify an organization from funding. A fundraising consultant’s strategy falls short, and the board says the plan was flawed from the start. Community and social services professionals make recommendations that organizations and families rely on financially, and when those recommendations don’t hold up, the claim follows.
Charitable Consultant
Charity Fundraising Services
Charity Advisor
Community Development Consultant
Social Advocacy Consultant
Victim Advocacy Consultant
Senior Care Consultant
Housing Consultant
Humanitarian Consultant
Community Impact Consultant
Case Manager
Senior Living Consultant
Placement and referral disputes — when your recommendation leads a client to the wrong facility or program and they seek reimbursement, this is the type of claim E&O is designed to address.
Campaign and program projections — when a fundraising strategy or grant application falls short and the organization alleges financial harm, professional liability is designed to respond.
Includes $10K Image Restoration — community-facing professionals depend on reputation, and a single public complaint can threaten your livelihood.
Diversity, Life Skills & Workforce Consulting
Your programs shape workplaces and lives.
A diversity trainer’s program is alleged to have made a workplace worse, not better, and the company wants the fees back plus remediation costs. A life skills consultant doesn’t deliver results, and the client demands every session fee returned. A vocational consultant recommends the wrong career path, and the client loses tuition and licensing fees. When people and organizations invest in your recommendations and results fall short, the liability is personal.
Diversity Consultant
Diversity Trainer
Life Skills Consultant
Vocational Consultant
Ergonomic Consultant
Life Coach
Confidence Building Consultant
Better Living Consultant
Healthcare Management Consultant
Inclusion Specialist
Behavioral Health Consultant
Peer Support Specialist
Training content disputes — when your program is alleged to have caused harm or failed to deliver, this is the type of claim E&O is designed to address.
Scope-of-practice allegations — when a client claims your guidance went beyond your credentials and seeks reimbursement, professional liability is designed to respond.
Corporate contracts require E&O — organizations hiring outside consultants for sensitive training increasingly require proof of professional liability.
What’s Included
30 protections, one price
Every health and community services professional gets the same comprehensive coverage. No add-ons, no à la carte.
We’re showing the protections that matter most in your field, but all 30 are built into every policy. View all 30 coverages explained
You guide the people and organizations around you.
It’s time someone had your back.
883 health and community services titles covered. 30 protections. Next-day coverage. One flat price. Backed by Lloyd’s of London.