Your advice shapes decisions. Your liability shapes everything else.
A strategy recommendation doesn’t deliver. A staffing placement goes sideways. An operations overhaul disrupts more than it fixes. Business consultants and service providers guide decisions worth millions — often without the coverage to match the exposure.
Up to $1M
Professional Liability
1,002
Job Titles Covered
1 day
To Coverage
1,002 TITLES COVERED
From the boardroom to the back office.
Business & Management Consulting
They hired you for answers. When the answer’s wrong, you pay.
A strategy recommendation costs a client market share. A business coach’s advice leads to a failed pivot. A fractional COO restructures operations and the numbers drop. Management consultants sell expertise and judgment — and when the outcomes don’t match the promise, the exposure is measured in the gap between expectation and result.
Management Consultant
Strategy Consultant
Business Coach
Business Advisor
Fractional COO
Fractional CFO
Business Development
Franchise Consultant
Change Management
Leadership Coach
Non-Profit Consultant
Innovation Consultant
Strategy that underdelivers — E&O covers claims when your recommendations, plans, or frameworks don’t produce the expected results.
Enterprise clients require E&O — you won’t get past procurement without proof of professional liability in MSAs and vendor agreements.
Confidential information is currency — $250K cyber liability covers breaches of proprietary data, client strategies, and competitive intelligence.
HR, Staffing & Recruiting
You placed the candidate. Then the call came.
A staffing placement doesn’t work out and the client blames your screening. An executive search yields a candidate who misrepresented credentials. An HR consultant’s policy recommendation triggers a wrongful termination suit. Staffing and HR professionals face liability on both sides of the desk — from the clients who hire, and the candidates who don’t.
Staffing Agency
Executive Recruiter
HR Consultant
Temp Agency
Headhunter
Talent Acquisition
Placement Agency
Workforce Consultant
Outplacement Services
Background Screening
Payroll Services
Personnel Agency
Bad placements and screening failures — E&O covers when a client claims your vetting, background check, or recommendation fell short.
Discrimination claims from both sides — $25K third-party coverage for allegations from candidates or clients about your hiring practices.
HR policy advice that backfires — coverage when your recommended policies or termination procedures trigger employee claims.
Operations, Admin & Support
You keep the business running. That makes you the first call when it stops.
A project manager’s timeline slips and the client loses a launch window. An outsourced admin makes a data entry error that costs thousands. A quality consultant’s process fails an audit. Operations and support professionals are the infrastructure behind every business — invisible when things work, exposed when they don’t.
Operations Manager
Project Manager
Admin Services
Business Analyst
Quality Consultant
Process Consultant
Outsourcing Services
Virtual Assistant
Procurement Specialist
Logistics Consultant
Facilitator
Answering Service
Operational errors with financial impact — E&O covers claims when your process, coordination, or oversight causes measurable client losses.
Data handling liability — $250K cyber coverage for breaches involving client records, sensitive documents, and proprietary information you manage.
Client contracts require COIs — enterprise and government clients won’t contract operational support without proof of professional liability.
What’s Included
30 protections, one price
Every business and IT services professional gets the same comprehensive coverage. No add-ons, no à la carte.
We’re showing the protections that matter most in your field, but all 30 are built into every policy. View all 30 coverages explained
You protect your patients.
It’s time to protect your practice.
1,002 business and IT consulting job titles covered. 30 protections. Next-day coverage. One flat price. Backed by Lloyd’s of London..