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Professional liability for creative professionals

From film sets to gallery walls to brand campaigns — one policy covers your professional risk, intellectual property exposure, and 30 more protections.

Up to $1M

Professional Liability

982

Job Titles Covered

1 day

To Coverage

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Estimated Price
$35 / mo
Billed annually · coverage starts tomorrow
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Estimate based on your selections. Final price confirmed after 1-page application — done in minutes.
L Underwritten by Lloyd’s of London
Important: Professional liability covers financial losses from your professional work — it does not cover bodily injury or property damage. Those require a separate general liability policy.
E&O vs. General Liability – What’s the difference?

We cover every kind of creative professional

Film ProducerBrand StrategistMuseum DirectorCeramicistPhotographerLine ProducerSocial Media ManagerArt AppraiserSculptorVideographerScreenwriterCopywriterGallery OwnerJewelerDrone OperatorFilm ProducerBrand StrategistMuseum DirectorCeramicistPhotographerLine ProducerSocial Media ManagerArt AppraiserSculptorVideographerScreenwriterCopywriterGallery OwnerJewelerDrone Operator
Graphic DesignerPodcast ProducerArt ConsultantPrintmakerPhoto EditorUX DesignerAudio EngineerCuratorGlassblowerRetoucherWeb DesignerMusic ProducerArt DealerTextile ArtistColoristGraphic DesignerPodcast ProducerArt ConsultantPrintmakerPhoto EditorUX DesignerAudio EngineerCuratorGlassblowerRetoucherWeb DesignerMusic ProducerArt DealerTextile ArtistColorist
AnimatorContent CreatorArt HistorianMuralistCinematographerMotion DesignerInfluencerAuctioneerIllustratorGafferVFX ArtistBloggerAntiquarianCalligrapherSteadicam OperatorAnimatorContent CreatorArt HistorianMuralistCinematographerMotion DesignerInfluencerAuctioneerIllustratorGafferVFX ArtistBloggerAntiquarianCalligrapherSteadicam Operator
Disclaimer:  Any scenarios, examples, or claim descriptions provided on this website are for general informational and illustrative purposes only. They are not intended to represent actual claims outcomes or to guarantee coverage.
Up to $1M
Professional Liability
Errors, omissions, missed deadlines
$250K
Cyber Liability
For client footage and data breach
Built in
Drone Coverage
Aerial cinematography included

From pre-production to final cut

Productions move fast, budgets are tight, and one missed delivery can unravel a project. Whether you’re an independent producer, a DP for hire, or running a post house — your professional exposure is real.

Film Producer

Director of Photography

Line Producer

Screenwriter

Casting Director

VFX Artist

Location Scout

Stunt Coordinator

Production companies require COIs before you step on set. Get yours instantly.

Copyright & IP protection built in — critical when you’re creating original content.

Drone liability included for aerial cinematography without a separate policy.

$Up to $1M
Professional Liability
Errors & Omissions
$100K
Media Personal Injury
Coverage for advertising claims
$250K
D&O Liability
Protection for directors & officers

Your campaigns drive real results — and real liability

A campaign underperforms. Copy triggers a trademark dispute. A client’s data leaks from your CRM. Marketing professionals face professional liability from every angle, and most don’t realize it until they get the letter.

Brand Strategist

Art Director

Graphic Designer

Copywriter

SEO Specialist

Social Media Manager

PR Consultant

Media Buyer

Content Strategist

UX Designer

Media personal injury coverage — protects against claims from your published content.

Client data exposure is real — cyber liability covers breaches from your tools and access.

Enterprise clients require it — COI available immediately after purchase.

$250K
Fiduciary Liability
Board members & directors
Up to $1M
Professional Liability
Errors, omissions, missed deadlines
$10K
Image Restoration
Reputation protection

Protecting the people who protect our culture

Whether you’re advising on a deaccession, appraising a private collection, managing archival materials, or curating a public exhibition — your professional judgment carries real financial weight.

Museum Director

Gallery Owner

Curator

Archivist

Conservator

Art Appraiser

Registrar

Heritage Consultant

Exhibition Designer

Appraisal and advisory errors — E&O covers claims when a valuation or recommendation goes wrong.

Third-party discrimination protection — important for public-facing cultural institutions.

Fiduciary liability built in — covers duty-of-care claims for board members and directors.

Up to $1M
Professional Liability
Errors & Omissions
$5K
Identity Theft
Personal protection
Built in
Emergency Services
Studio incidents covered

You make things by hand. We make sure you’re covered.

Commissioned work, gallery representation, custom orders — when you create for clients, you carry professional risk. A commission that doesn’t match expectations. A custom piece that arrives damaged. An IP dispute over a design.

Painter

Sculptor

Ceramicist

Jeweler

Glassblower

Woodworker

Printmaker

Weaver

Letterpress Printer

Illustrator

Commission disputes covered — when a client claims your work didn’t meet specifications.

Copyright & Trademark defense built in — $25K in defense coverage when you’re accused of unintentionally infringing someone else’s intellectual property in the course of your work.

Gallery and show requirements — many require proof of insurance to exhibit.

Up to $1M
Professional Liability
Missed shots, lost files, E&O
Built in
$25K Drone Liability
Aerial photography covered
Instant
Certificate of Insurance
Send to venues same day

Every shoot carries professional risk

You missed the moment. The files got corrupted. A venue requires insurance before you walk in. Photography and video professionals face unique liability — and most general policies don’t understand your world.

Photographer

Videographer

Wedding Photographer

Product Photographer

Headshot Photographer

Real Estate Photographer

Portrait Photographer

Photo Editor

Drone Operator

Venues require COIs — get yours immediately so you never lose a booking.

Missed deliverables and deadline disputes — when a client alleges your failure to deliver on time or to spec cost them money, this is the type of claim E&O is designed to address.

Drone coverage included — no separate policy needed for aerial photography.

30 protections, one price

Every creative professional gets the same comprehensive coverage. No add-ons, no à la carte.

We’re showing the protections that matter most in your industry, but all 30 are built into every policy. View all 30 coverages explained

All-in starting at
$35 / mo
Cyber Liability
$250,000
Copyright & Trademark
Unintended infringement
Media Personal Injury
$100,000
Directors & Officers
$250,000
Drone Liability
Included
Third-Party Discrimination
$25,000 aggregate
Image Restoration
$10,000
Fiduciary Liability
$250,000
Employment Practices
$25,000
Crime & Dishonesty
$25,000
Identity Theft
$5,000
All coverages included in every policy — no add-ons, no upsells

Your creative work matters.
Protect it accordingly.

982 creative professions covered. 30 protections. Next-day coverage. One flat price. Backed by Lloyd’s of London.