You build things that work. Until someone says they don’t.
Software that crashes. A structure that fails inspection. Research findings that get challenged. When your technical expertise is on the line, professional liability is the only thing between you and a six-figure claim.
Up to $1M
Professional Liability
390
Job Titles Covered
1 day
To Coverage
390 TITLES COVERED
From the codebase to the construction site to the lab
Technology & Software
Your code ships. Then a client says it broke something.
A deployment introduces a bug that costs a client revenue. Your AI model generates output that leads to a bad business decision. An integration fails and takes their system offline. Tech professionals underestimate E&O risk because the work feels abstract, until the invoice for damages arrives.
Software Developer
Data Scientist
DevOps Engineer
Cloud Architect
ML Engineer
Cybersecurity Consultant
Full Stack Developer
QA Engineer
Database Administrator
AI Consultant
Deployment failures and downtime — E&O covers claims when your code, config, or migration causes client business interruption.
Cyber liability is existential — $250K coverage for breaches, data exposure, and security incidents targeting your systems.
Enterprise clients require it — you can’t sign an MSA without proof of professional liability insurance.
Engineering & Infrastructure
Your calculations carry real-world consequences
A structural analysis gets challenged. A mechanical system underperforms. An HVAC design doesn’t meet code. When your professional stamp is on the drawings, you’re personally liable for the outcome — and general liability won’t cover professional judgment errors.
Civil Engineer
Structural Engineer
Mechanical Engineer
Electrical Engineer
Environmental Engineer
Geotechnical Engineer
HVAC Engineer
Fire Protection Engineer
Process Engineer
Acoustical Engineer
Robotics Engineer
Surveyor
Design and calculation errors — E&O covers claims when your engineering work doesn’t perform as specified.
Unintended pollution event — when your work accidentally causes a contaminant release unrelated to your scope of services, this coverage is designed to respond.
Developers and GCs require COIs — you won’t get on a project without proof of professional liability insurance.
Science & Research
Your findings inform critical decisions. What if they’re wrong?
A lab analysis produces a false positive that triggers costly action. A consulting scientist’s recommendation leads to a regulatory violation. Research methodology gets challenged in litigation. When organizations rely on your scientific judgment, the stakes are higher than a peer review.
Lab Researcher
Environmental Scientist
Biotech Consultant
Chemist
Microbiologist
Geologist
Physicist
Toxicologist
Epidemiologist
Hydrologist
Forensic Scientist
Statistician
Flawed analysis or findings — E&O covers claims when your research, testing, or advisory work causes client financial harm.
Data integrity and confidentiality — cyber liability protects research data, client samples, and proprietary findings.
Expert witness and testimony risk — coverage extends to professional opinions given in legal or regulatory settings.
What’s Included
30 protections, one price
Every engineering, and science professional gets the same comprehensive coverage. No add-ons, no à la carte.
We’re showing the protections that matter most in your field, but all 30 are built into every policy. View all 30 coverages explained
You quantify risk for a living.
It’s time to mitigate your own.
390 engineering & science professions covered. 30 protections. Next-day coverage. One flat price. Backed by Lloyd’s of London.